Advsior.ca | Top insurance underwriting tips
Significant risk factors often increase the premiums on your clients’ life insurance policies.
In many cases, though, increases can be avoided with proper risk management, said Carmela Tedesco, vice president of underwriting at LOGiQ3 in Toronto, in a recent article.
While she concedes there are uncontrollable “risk factors when it comes to life insurance [that] will affect your insurability”, she also argues there are several things clients can easily manage to gain or maintain better rates.