Help your clients avoid a common market danger
When Ian Hardacre from Empire Life is articulating what he believes to be the best approach in the current market environment, there is one word that keeps coming up: caution. Political uncertainty continues to dominate the news agenda, valuations continue to rise and rates remain low. Yet, despite all of the risks on the horizon, investors haven’t really reacted.
The Financial Services Commission of Ontario (FSCO) is ramping up some of its compliance measures this year, focusing on high-risk insurance advisors.
Heather Driver, director, licensing with FSCO, told the fall summit of the Independent Financial Brokers of Canada (IFB) in Toronto in November, that FSCO is adding a layer to its supervision of desk review prior to the on-site examinations that it has been holding for a couple of years now.
SUPPLIER COMPANY NEWS
Canada Protection Plan
Foresters’ competitive scholarship program is now accepting applicants
Clients purchasing a life insurance plan with Canada Protection Plan may be eligible for many complimentary benefits including the Foresters competitive scholarship program.
Critical Illness Changes & FAQs
We’re revamping our Critical Illness (CI) product suite with new and improved benefits. There are important changes to our Critical Illness definitions as well. To accurately reflect the value proposition of the NEW Critical Illness product, we are rebranding our CI to HEALTH PRIORITIES!
Webinars: A new beginning (January 23 – March 20)
We are excited to bring you Desjardins’ #2018, A New Beginning Webinar Series. We had an overwhelming response to our first webinar on “Introducing Our NEW CI Health Priorities.” Desjardins’ Living Benefits Specialist, Micah Neale discussed, why you should be selling Critical Illness with Desjardins Insurance today! Also, he provided a sneak preview to our NEW CI, Health Priorities.
3 Ways to Help Your Clients in the New Year, Replay available of Federal Proposals Taxing Private Corporations Update Webinar by Empire Life Investments, APS Inquiries, 2018 Weekly Advisor Pay Schedule, Preparing your client for a paramedical – Valid Verification of Insured documents.
Webinar: Thrive even as market volatility makes a comeback (January 30)
Join Ian Hardacre and our panel of portfolio managers as they discuss how to navigate a possible return of normal volatility when the markets return to a more mature phase of the cycle.
20 ways to start the New Year right, Foresters Competitive Scholarships, Recovering from holiday spending, How to help instead of saying, “What can I do?”.
New enrolment kits for ivari GIF and ivari GIF-TFSA , New electronic Kit for imaxxGIF (IP903T), Important information for 2017 RRSP Contributions and 2017 Tax Reporting.
Change in segregated fund processing for former Standard Life products
It’s important that your advisors are aware that as part of the former Standard Life Segregated Fund integration, some processes for segregated fund products from the former Standard Life have changed. Changes were made to bring alignment (where possible) to all segregated fund products so there’s one consistent process to follow.
Increase to interest rates on debit commission balances
Following the 2017 increase in the prime rate at the Bank of Canada, Manulife has increased the interest rate percentage charged on outstanding commission debt balances.
Help your clients reach their retirement savings goals with RBC GIF
The RRSP deadline is March 1, 2018. We can help you get ready and get the most out of this years’ RRSP season.
Inheritance boom: optimizing your estate’s liquid assets, Our loan programs will be back in 2018, Changes to the statement of investments, 2018 SSQ Merit Plan.
SSQ Financial Group become SSQ Insurance
A year ago, SSQ became ONE company. This change is still ongoing and we are proud to share with you our new brand identity, which better conveys what we have become and what we continue to strive to be for you and with you.
Webinar: CI Signature: Market Review and Economic Outlook (January 24)
CI Signature will review the Q4 market performance, discuss the performance of SSQ CI Signature Global Income and Growth for the same quarter, and demonstrate how the fund is positioned to generate performance in the current market environment.
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