Why should you consider income replacement insurance?

Preserve your confidence

Not working is stressful! Being disabled and not working is very stressful! Being disabled, not working and having financial problems is extremely stressful! When you are already suffering from a physical disability, you don’t need the additional mental anguish caused by a lack of income. Having a source of income at the worst of times instills confidence and confidence assists recovery!

Maintain Your Lifestyle

Savings will not last long when you are disabled and not working. Monthly expenses do not decrease during disability! Non-taxable monthly payments from a disability plan guarantee you do not lose ground in maintaining your hard earned lifestyle.

Safeguard Your Life Partner

When you are disabled, chances are your life partner will need to work longer and harder to replace your income and to cover your medical bills. But they will also need to take on all those shared duties that you had in everyday life before your disability, plus they now take on an added responsibility being your caregiver.

Ensure Your Future

The first monthly contribution you will stop making when you are disabled is to your retirement plans. If that happens forget about a comfortable retirement. In the wake of disability, without disability coverage, you and your loved ones will struggle for years to make ends meet. You don’t need to sacrifice your retirement dreams, with disability income insurance, paycheck protection is both affordable and achievable.

Protect Your Greatest Asset

Understanding that your ability to earn income is your greatest asset and it is the first step towards protecting that asset with Income Replacement Protection! If you are 44 years old today and earning $50,000, should you work until your age 65 – you may earn as much as $1.5 million over the next 21 years – That is a lot to protect!

Let’s have a conversation about Disability Income Protection!