Why you should purchase disability insurance

Your greatest asset is your ability to earn income and your continued good health is the key to a long and successful working career.

What is your Number?

What is your cumulative total income you could expect to earn if you continue working to your age 65 – and are fortunate to earn 3.5% more each and every year?

The fact is, when you are disabled by an illness or injury, your earned income stops – but your bills don’t!

Consider these situations

• A person spends months recuperating from a car accident.
• A massage therapist breaks an arm while skiing and can’t work for eight weeks.
• An overworked physician must “take it easy” after a heart attack.
• Chemotherapy saps the energy of a busy store manager.
• A stroke affects a computer programmers ability to reason with numbers and concepts.
• An individual has been diagnosed with major depressive disorder following a traumatic event.

Now ask yourself – Where will the money come from if you became totally disabled for:

• 3 months?
• A year?
• 5 years?