Some clients look for a solution that provides competitive short-term values while others want to maximize long-term values. Sun Life Financial has answered the call with two competitive participating whole life products:
- Sun Par Protector is suited to clients looking for a solution with an emphasis on long-term policy values.
- Sun Par Accumulator may be ideal for clients looking for a solution with an emphasis on shorter-term policy values.
When choosing a permanent life insurance plan, clients and advisors often look for the following:
- a competitive internal rate of return on death,
- how quickly the policy shows growth in its cash value, and
- the point in time where policy cash value equals or exceeds premiums paid.